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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan application process, you will receive regular updates from us. You can also  email us with questions or new information. And if you want assistance, a Mortgage Specialist who can answer questions is just a phone call away.

Here's an overview of the loan application process:

STEP ONE -- Apply Now! Getting Started is Easy

When you've selected a property, the next step is to complete your loan application, which can be started easily through our website. Go to "Get Started" to begin the application process.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Mortgage Specialist will work with you to select a closing agent or title company to handle the funding of your loan, that will help make your purchase go smoothly. We will coordinate with the closing agent or title company, and you'll sign the final papers at their office.

Simple, Cost-Effective, and Fast!

Prosperity Bank NMLS ID# 466414
5122 82nd Street, Lubbock, TX  79424
Direct:  (800) 657-9500
HLC@prosperitybankusa.com
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